Mint Cell Assessment

Do you’re keen on having limitless texts and calls, however hate paying insane costs on your cellphone invoice? I really feel you. That’s why I switched to Mint Cell and by no means regarded again. Really, I did look again, however solely to verify I didn’t drop any of the cash I’ve saved alongside the best way.

Mint Cell Assessment Replace: I prolonged my Mint contract for one more yr for $15 per thirty days! It’s ridiculous how low-cost it’s, particularly in comparison with what I used to pay. All in, I pay $180 per yr for my cellphone service whereas most individuals pay that in just some months…

Mint Cell Assessment

Title: Mint Cell

Description: is a low-cost mobile phone firm or cell digital community operator (MVNO) that makes use of T-Cell towers.

  • Pricing
  • Community Protection
  • Buyer Service
  • Ease of Setup

Abstract

I exploit Mint Cell due to the low costs and good community protection in my space. If you’re hoping to decrease your cellphone, Mint Cell is a strong possibility so long as you get good reception in your space.

Execs

  • Low-Price Plans
  • Simple Set-up
  • Can Use Present Telephone
  • Can Hold Present Quantity

Cons

  • All Plans Are Pre-Paid
  • Want Unlocked Telephone

Right this moment I’m sharing my Mint Cell Assessment with you to elucidate why I made a decision to modify to Mint from Cricket Wi-fi. Mint Cell is a low-cost cellphone plan supplier that’s serving to folks get monetary savings with inexpensive cell phone plans.

Mint Cell At A Look

Plan Price Plans begin as little as low as $25/month
Plan Sorts Pay as you go Service
Options
  • You Can Carry Your Personal Telephone
  • You Can Hold Your Present Telephone Quantity
  • Necessities
  • Unlocked Telephone Crucial
  • Plans can be found in 3 month, 6 month, and 12 month increments
  • Signal Up Now

    You may keep in mind that I wrote an article final yr about how I had saved 1000’s of {dollars} through the years by switching to Cricket Wi-fi from the principle mobile phone corporations like AT&T, Verizon, & T-Cell.

    I cherished Cricket (I nonetheless do!), however after I began to listen to murmurs a few inexpensive possibility, I knew I needed to look into it.

    To try it out, I made the change to Mint Cell from Cricket Wi-fi, and I had an exquisite expertise! After a yr utilizing Mint, I made a decision to resume my contract for one more yr. It was that good.

    For the document, I’ve to say that I used to be really pleased with Cricket Wi-fi and solely switched as a consequence of value. I’ve a pair hundred thousand {dollars} of pupil loans so each penny counts.

    I like to recommend each Cricket and Mint Cell very extremely and in the end, so it is best to go along with whichever service offers you the most effective reception. When you stay in a spot the place AT&T and T-Cell each have strong service, simply go along with the less expensive possibility.

    What Is Mint Cell?

    Mint Cell is a low-cost mobile phone service supplier that gives plans with limitless speak and textual content, and LTE knowledge.

    Mint is a cell digital community operator (MVNO) that makes use of T-Cell towers. MVNO is a flowery time period for a cell phone community that doesn’t personal the precise mobile phone towers themselves and basically rents the bandwidth.

    From a consumer perspective, you’ll don’t know in case your cellphone is serviced by an MVNO or a typical service. So that you’re simply paying much less for what you’re used to getting, together with the identical 4G LTE and 5G networks.

    As a result of Mint Cell doesn’t personal or construct the mobile phone towers themselves, they will function at a a lot decrease value than the most important mobile phone networks. They move these financial savings to prospects such as you and me by way of extra honest costs.

    Identical to the best way Cricket Wi-fi makes use of AT&T towers and bandwidth, Mint Cell makes use of T-Cell towers. Which means so long as you’re in an space with dependable T-Cell service, it is best to get reliable Mint Cell service. Meaning you get the identical cell web for a a lot better value.

    How Does Mint Cell Supply Cheaper Costs?

    Not like Cricket Wi-fi (and most different mobile phone corporations) who cost you a month-to-month value as you go, Mint Cell plans are pay as you go each 3, 6, or 12 months.

    This pricing mannequin permits Mint Cell to supply tremendous aggressive charges since they know exactly how a lot bandwidth to buy from T-Cell. They move these financial savings onto prospects by rewarding prospects who conform to longer contracts.

    You continue to get 4G LTE knowledge with wi-fi service so you may stream and watch your favourite content material.

    As you’ll see within the pricing desk under, the true financial savings occur whenever you buy a extra prolonged plan.

    What Are The Totally different Mint Cell Pricing Plans?

    You may see the plans on the Mint Cell web site.

    Their introductory 3-month pricing ranges are the identical as their 12-month plans. In essence, they’re hoping you’ll love the service and value a lot that you simply’ll go for the 12-month plan… which is strictly what I did!

    Which Telephones Can Be Used On The Mint Cell Community?

    Any unlocked GSM cellphone ought to work on the Mint Cell community. You may deliver your personal unlocked cellphone identical to I did. I simply popped out the outdated sim card from my iPhone and popped in my Mint sim and that was it.

    It’s necessary to notice that you could nonetheless maintain your current cellphone quantity whenever you change to Mint. Transferring your cellphone quantity (porting) to the brand new community is easy.

    This implies you’ll save a bunch of time and problem not needing to inform everybody you realize that you simply bought a brand new cellphone quantity or fear about lacking calls and messages.

    If you need a totally new quantity and begin clear, that’s no drawback in any respect.

    Why Change To Mint If You Are Proud of Cricket?

    Look, I had zero issues with Cricket’s service. I cherished it and have really helpful it to anybody who requested us about it.

    However in the end, when you’re making an attempt to repay over $200,000 in pupil loans, all of it got here right down to the cash saved. When you’ve seen our posts on monetary freedom or budgeting, you’ll know the way very important dwelling inside our means is.

    Keep in mind, the decrease your bills are every month, the extra aggressive you may make investments and save.

    I need to have the ability to retire sooner than once we flip 65 years outdated, so I’m hyper-focused on saving as a lot as doable and incomes as a lot as doable.

    Does this imply I’ll cease working when I’m 50? Most likely not, however it is going to imply I can if that’s what I wish to do.

    So let’s check out how Mint compares to Cricket so you may see whether or not the financial savings made sense.

    If you’re on a significant service, you’re doubtless paying rather more than both Cricket or Mint Cell!

    Comparability: Cricket Wi-fi vs Mint Cell Plan Costs

    Cricket Wi-fi  ($/month) Cricket Wi-fi w/ Auto Pay Credit score ($/month) Mint Cell – 3 Month ($/month) Mint Cell – 6 Month ($/month) Mint Cell – 12 Month ($/month)
    2GB – $30 2GB – $30** 3GB – $15 3GB – $20 3GB – $15
    10GB – $40 10GB – $35 8GB – $20 8GB – $25 8GB – $20
    12GB – $25 12GB – $35 12GB – $25
    Limitless – $55 Limitless – $50 Limitless – $30 Limitless – $35 Limitless – $30

    All Mint Cell and Cricket Plans embody limitless speak & textual content.

    *Costs correct as of Jan. 22, 2021

    **2GB plan not eligible for Auto Pay Credit score

    Are the financial savings price switching?

    In brief, YES!

    This query comes down to 2 components. The financial savings and the effort concerned.

    To begin, you’re basically getting the identical service you pay for now, however at a fraction of the worth. You continue to get limitless textual content and speak, hotspot and tether performance, excessive pace knowledge, robust cell service, and also you get to maintain your current quantity and appropriate gadget.

    Let’s deal with the effort of switching earlier than I break down the numbers.

    The change was fairly easy, and there was a minimal problem.

    The method of switching took me quarter-hour plus the anticipate the sim card to reach since I already had an unlocked cellphone (I used the identical cellphone I used to be utilizing on Cricket Wi-fi).

    Now let’s break down my financial savings!

    Let’s examine the 10GB/month Cricket Wi-fi plan with the 8GB/month Mint Cell plans since that was the identical change that I made initially.

    How Does Cricket Wi-fi Pricing Examine To Mint Cell?

    Relating to discovering a price range cellphone plan, these are the 2 clear leaders within the recreation. Each corporations provide limitless speak and textual content on all of their plans.

    One firm makes use of AT&T towers whereas the opposite makes use of T-Cell towers. Additionally, Mint affords pay as you go plans to supply further financial savings, whereas Cricket affords the normal month-to-month mobile phone plans.

    Let’s have a look to see how the prices between the 2 platforms examine.

    Cricket 10GB vs. 8GB Mint Plan (3 Month Pricing)

      Cricket 10GB Mint 8GB Financial savings (month) Financial savings (yr)
    Month-to-month Price $35 $20 $15 $60

    At this stage, the plans are the identical value however you get 2 additional GBs of month-to-month knowledge with Cricket.

    Cricket 10GB vs. 8GB Mint Plan (6 Month Pricing)

      Cricket 10GB Mint 8GB Financial savings (month) Financial savings (yr)
    Month-to-month Price $35 $25 $10 $120

    With the 6 month plan, you’re beginning to save cash in comparison with Cricket. Once more, a modest $10 financial savings every month. Over the total yr, you’re looking at $120 in financial savings. Over 5 years, you’re speaking $600.

    One essential factor it’s a must to bear in mind is that these financial savings are just for a single cellphone line. When you have a household with a number of strains, the financial savings develop into big. Meaning extra money in your pocket as a way to stay your finest life with out stressing out on the finish of the month.

    Cricket 10GB vs. 8GB Mint Plan (12 Month Pricing)

      Cricket 10GB Mint 8GB Financial savings (month) Financial savings (yr)
    Month-to-month Price $35 $20 $15 $180

    At this stage, the financial savings over a full yr are HUGE!! Like I discussed earlier, when you’ve got a number of telephones in your loved ones, then the financial savings could make an enormous distinction.

    Practically $200 in yearly financial savings! The catch is that Mint is a pay as you go service, however the financial savings could be huge.

    Once more, this assumes you get the AutoPay Credit score with Cricket. If not, the financial savings you’ll get by switching can be much more important!

    One factor to notice is that Cricket’s pricing drops as you add extra strains, whereas Mint Cell doesn’t provide household plans. Since Mint continues to be inexpensive for the 12 month plans you’ll nonetheless doubtless nonetheless come out forward, however you’ll wish to examine to verify. For instance, for five strains on Cricket with 10GBs, their value is $130. The worth for five strains on Mint can be $100.

    The Downsides To Mint Cell

    When you stay paycheck to paycheck and battle with paying your whole payments on time, then having to provide you with the additional money upfront can be a problem. Nonetheless, that is additionally a profit as a result of when you pay your cellphone invoice, you received’t have to fret about your service being disconnected each month.

    For instance, with Cricket, you pay your $35 each month (when you’ve got AutoPay arrange), however with Mint’s 3-month pricing, you’ll pay $105 upfront for 3 months. On the flip facet, the opposite two months you wouldn’t should pay something.

    When you resolve to maximise your financial savings and go along with the 12-month plan, you’ll pay $240 as soon as after which not have a fee due the opposite 11 months.

    So over the total yr, you’ll pay loads much less. This interprets into extra money in your excessive curiosity financial savings account or Roth IRA. Extra money to spend cash on the opposite issues that you simply want most.

    What About The Time Worth Of Cash?

    First, it’s implausible that you consider the time worth or alternative value of your cash. Compound curiosity is an actual factor!

    Second, it’s an amazing query. In any case, isn’t there an opportunity that you simply’d be higher off maintaining Cricket in order that your cash isn’t locked up for 3, 6, or 12 months! That’s cash that you might be investing!

    Let’s have a look and see.

    For instance, let’s assume you go for the annual plan since that’s the plan that will require probably the most amount of cash to be paid upfront. Let’s give attention to the 8GB plan that I chosen.

    This plan is $20 per thirty days and is pay as you go. With Cricket, you’d be paying roughly $35 for the same plan each month. That implies that throughout the first month, you’d have $205 additional {dollars} to take a position. With a typical cellphone plan, you’d be paying much more.

    Assuming you make 6% per yr in your investments, that’s 0.5% per thirty days. That implies that you’d make $1.03 in funding beneficial properties from investing the additional $205. Let’s cease proper there. You already noticed that over the yr, you’ll save $180, so clearly, this greater than makes up for the ~$12 per yr of funding beneficial properties you miss out on by paying upfront.

    When you have been to check this to a typical cellphone plan you’ll save much more cash.

    Any means you slice it, saving cash in your cellphone invoice is likely one of the finest issues you are able to do to have extra money regularly.

    Protection Points?

    I’ve now been utilizing Mint Cell for over 18 months and I’ve had completely no protection points. I used to be on Cricket Wi-fi for a number of years and in addition had no points. In brief, these low-cost plans are the true deal.

    Like all cellphone corporations, Mint Cell has stronger sign in sure areas and weaker reception in others.

    Earlier than you join, spend 2 minutes to verify the wi-fi protection in your space with their protection checker. For the overwhelming majority of you, this shouldn’t be an issue in any respect.

    When you stay in an space that’s borderline close to protection, Mint Cell affords a 7-day money-back assure, which is fairly candy.

    No Telephone Upgrades

    Mint Cell will promote you a brand new cellphone at retail costs, so there are not any financial savings if you’re seeking to commerce in your cellphone or improve.

    If you wish to use the cash saved on the plan to get a brand new cellphone, you’re higher off pondering twice about it.

    “I’m going to save cash by switching to Mint Cell, so meaning I can improve my cellphone, proper?”

    WRONG.

    Apple and Samsung have a number of the finest advertising and marketing groups on the earth. We get it. Each time we see one in every of their commercials, our brains additionally begin to rationalize why we’d like the newest Apple or Samsung cellphone.

    However that’s the factor: We don’t NEED a brand new cellphone.

    One among us had the identical cellphone for almost 5 years. Was it annoying to kind within the passcode every time when our buddies might unlock their telephones with their fingerprints? Undoubtedly. Did we survive? Little doubt.

    Based mostly on our private financial savings charge, I’d say we did much more than merely survive!

    So subsequent time you are feeling like upgrading one thing that works completely high-quality, bear in mind one factor: you may’t miss what you’ve by no means had.

    When you actually can’t make it greater than a yr or two with the identical cellphone a minimum of do the 2 following issues:

    1. Promote your cellphone (or give it away to somebody in want)
    2. Put the cash you’re saving in your mobile phone plan into an account every month particularly on your cellphone (that is referred to as a sinking fund)

    By doing these two issues, you’ll by no means go deeper into debt and will pay money.

    When you can’t pay with money, then you may’t afford it (this doesn’t apply to giant purchases corresponding to a mortgage).

    This doesn’t imply truly paying with money. I exploit bank cards to get factors/money again however pay them off in full instantly. I do that to keep away from ever having to pay curiosity fees on my bank card.

    You Ought to Know That There’s Now Limitless Information Plans!

    You’ll additionally discover that whereas all Mint plans embody limitless speak and textual content, they now provide an infinite knowledge plan! For most individuals, it doesn’t matter because you in all probability have entry to WiFi at residence, work, or college.

    However if you’re the one who has no entry to WiFi and makes use of insane quantities of knowledge month-to-month, then a Mint Cell Limitless plan is the true deal!

    Switching To Mint Cell – My General Assessment

    Relating to our telephones and plans, just a few issues are most necessary to us.

    Value, name & FaceTime high quality, knowledge speeds, limitless textual content and limitless calling.

    For me, there was completely no distinction in name or FaceTime high quality. I haven’t observed dropped calls, audio issues, or any loss in knowledge obtain speeds. Texts and emails have at all times been coming by on time and quickly.

    Nonetheless, there was one BIG change I’ve seen: extra money within the financial institution from saving on my cellphone invoice.

    As talked about earlier, switching was tremendous easy. I saved the identical cellphone quantity and the identical cellphone (protip: solely improve your cellphone as soon as your present cellphone dies AKA each 3-5 years to maximise financial savings).

    I haven’t observed any distinction in high quality from Cricket (which wasn’t any totally different from AT&T earlier than that).

    Initially, I used to be on the 8GB plan for six months, however I’m now on a 12-month 3GB plan. I went from paying $150 for six months to $180 for the total yr! Earlier than making the change to a plan with much less knowledge, I checked my account to verify I didn’t want greater than that. I couldn’t be happier.

    Nicely, what are you ready for? Join now!

    Francisco Maldonado, MD is a private finance knowledgeable who was raised in poverty by a single mom and needed to be taught every thing about private finance on his personal. Along with operating  The Finance Twins along with his twin brother, he’s been featured on Forbes, Enterprise Insider, CNBC, US Information, The Easy Greenback, and different high publications. Francisco is a doctor who borrowed over $200,000 to pay for his medical coaching and understands debt payoff methods and frugal dwelling. He acquired his M.D. from the Mayo Clinic College of Drugs, probably the most selective medical college within the nation, and a Bachelor’s diploma in physiology from the College of Minnesota. He’s at present a radiology resident at Northwestern College.

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